Commercial Lines
Business Owners Policy (BOP)
Commerical General Liability (CGL)
Farm Operations Coverage
Protect your business with comprehensive BOP coverage designed for contractors and owners.
Comprehensive liability protection for bodily injury, property damage and other claims arising from your business operations.
Comprehensive protection for agricultural operations, farm property, livestock, and equipment.
Business Auto
Protect your business vehicles with tailored commercial auto coverage for business use and operations as well as Hired and Non-Ownership coverage.
Inland Marine
Specialized coverage for mobile equipment, tools and other property that may travel between job sites.
Workers Compensation
NYS Statutory Disability & Paid Family Leave (PFL)
Statutory coverage for employees who suffer work-related injuries or illnesses.
Statutory coverage for off-the-job employee injuries and illnesses, along with Paid Family Leave coverage
Umbrella Coverage
Additional liability protection that provides a safety net for your business beyond primary policies.
Surety Bonds
Bid, Performance, Payment, Sewer, and Employee Dishonesty Bonds.
Cyber Liability
Crucial protection against digital threats, data breaches, and cyber-attacks on your business.
Employee Benefits Liability
Protects against errors or omissions in the administration of your employee benefit programs.
Employment Practices Liability
Shields your business from claims made by employees alleging discrimination, wrongful termination, or harassment.
Commercial Insurance Without the Runaround
We work with contractors and small business owners throughout Long Island to help arrange practical coverage, responsive service and access to multiple insurance markets.